Terms and Conditions

This website is published by Wadivo, a SARL with a capital of 1 million CFA, registered at [RC/DLA/number]
Headquarters: P.O. BOX 5424, Douala, CAMEROON

Managing Director: Moyo KAMGAING


(+237) [number]

This website is hosted by Wadivo and abides by the Cameroonian Law.

1. Website Content

Wadivo and its contributors make sure to insure the exactness and the update of the information published on this website, for which it maintains the right, to correct the content anytime, with no further notice.

However, they cannot guarantee its exhaustivity or the absence of changes by a third party (intrusion, virus). Moreover, Wadivo and its contributors reject all responsibility (direct or indirect) in case of delay, error or miss on the content of the following pages, or on the use which can be done of it by anyone, along with any interruption or non- availability of the service. Therefore, the liability of Wadivo and it contributors cannot be proven in case of indirect damages, such as (without this list being complete), the losses occurred from the transactions done based on the information, profit loss, service loss, losses linked to an interruption of the service, increase in the cost of access or treatment of the information. Moreover, Wadivo and its contributors are not liable of elements out of their control and the damages which could affect your technical environment, namely your computers, software, network equipment (modem, phones, etc.) and any equipment used to access or use the service and/or the information. Lastly, Wadivo and its contributors don’t guarantee and will not be in any way liable of the sequence, the exactness, the absence of errors, the truth, the present character, the loyal and merchant quality, the quality, the appropriateness, the non-distorted character and the availability of the information present on this site. You engage to a personal and non-commercial usage of the information on this website.

2. Intellectual Property

This website is under Cameroonian law on copyright, trademarks and generally intellectual property, being it on the form (choice, map, content tables, data access means, data organisation, etc.), or all the content elements (texts, images, etc.). This content, available on the websites pages, are the exclusive property of the Société Générale Group and its contributors. You hereby engage not to use this content and not allowing anyone to use it for illegal purposes. Per exception, some contents (texts, images) are the property of their respective authors.

No reproduction, representation, broadcast or re-broadcast of any part or content of this website is allowed on any material being or by any process (namely caching or framing). Moreover, no sale, resale, re-broadcast or provision to third parties in any form, is allowed. The non-respect of this prohibition constitutes an act of counterfeit which can engage the civil and penal liability for its author.

3. Hyperlinks

Wadivo is not responsible for the content of any externally linked website or page. Wadivo is not responsible for hyperlinks leading to this website and banns to anybody the right to establish those hyperlinks without its express and prior authorization.

4. Personal Data Collected

To give the best response to your needs and when you access this website, Wadivo can directly collect personal data or indirectly nominative (IP address), if need be through forms. This data is recorded in our systems. Some of information collected is mandatory: they are mentioned in bold or through any equivalent process.

5. Usage

The collected data are principally used for the management of the relationship with Wadivo. They can also be used to keep you posted of any events, actions or published news which can be of interest to you. Indirectly nominative data used for statistic purpose can also be collected to manage your connection or your browsing (Cf. Cookies policy)

6. Communication to third parties

The collected data can be, with express approval, communicated for the above-mentioned aims, to affiliated companies, to our partners, insurance brokers and insurers, as well as all its contractors and service providers within the limits necessary to carry out their tasks. They may contact you directly thanks to the information which you gave us.

7. Transactions Security

Wadivo takes the physical, technical and structure appropriate measures to maintain the security and the confidentiality of the personal data, namely to protect them from loss, accidental destruction, deterioration and non-authorized access.

8. Cookie Policy

To safeguard your privacy, this website uses cookies. Cookies are small text files that are sent to and stored on your computer. They are useful to identify you, each time you access a different page on the website. If you don’t wish to allow cookies, you need to amend your preferences in your browser.

9. Security

This website is protected by one of the highest technical security levels and under permanent watch. The algorithms and mechanics used to secure your communications with Wadivo and the information which concerns you, abide by the existing Cameroonian regulations.